Personal Cyber

Personal cyber insurance provides essential protection in an increasingly digital world, helping individuals safeguard their finances, identity, and peace of mind against online threats. From data breaches and identity theft to cyber fraud and ransomware, this coverage is designed to support you when technology-related risks disrupt your personal life.

Policy PDF Summary of Cover

Personal Cyber Overview

Personal Cyber covers you following a cyber event as defined within the policy terms and conditions. Personal Identity Fraud, Cyber Attacks, Cyber Bullying & Defamation are a few of the covers under the policy.

Our Policy Includes

24/7 cyber support hotline

Immediate assistance for cyber incidents at any time

Digital risk platform protection

Advanced tools to monitor and reduce online threats

Claims assistance

Expert claims assistance to help you in a digital emergency, including identity fraud, legal support, cyber bullying and reimbursement of financial losses

How It Works

Following your loss of third-party data or a breach of any privacy legislation worldwide (a Data Liability Event):

After buying cover, download the online tools to monitor online threats to all devices being covered.

Ensure you updated your devices regularly, so they have the latest manufacturers software and protection.

Call the Cyber Support Hotline if you believe you have suffered a cyber event.

Expert help will assist you in outlining what has happened and what to do next.

Examples of incidents covered

  • Personal Identity Fraud - A third party steals, destroys or corrupts your personal data (photographs, recordings, text or information in an electronic format and stored on one of your devices)
  • Cyber Attack - A third party attacks your device electronically (for example, by introducing a virus onto your computer)
  • Social Engineering - A third party impersonates someone that you trust to obtain personal information, such as personal security details
  • Cyber bullying and defamation - A third party publishes defamatory information about you on a social media platform, by email or on a website
  • Cyber extortion - A third party demands a ransom payment in return for electronic data which involves you or belongs to you
  • Online sales fraud - A third party defrauds you into an electronic transaction or the making of a purchase online, but the goods or services are never received
  • Cyber media liability - A claim or judgment is made against you as result of the actions of a third party who has gained unauthorised access to your devices, social media account or email account

Client Testimonials

“I’m very pleased with the service I received from Trafalgar Risk Management. The online portal was very easy to use, they answered my questions quickly and efficiently, and I loved their personal touch. Every time I reached out, I got a customised response instead of the usual runaround experience when dealing with big companies.”

Marta

AAT

“My enquiry was dealt with efficiently & effectively and I was advised at each stage. I am very happy with the service I received - Thank you very much!”

Claire

BADN

“I have used Trafalgar Risk Management for my insurance needs for a few years now. I have always found that they have a clear pricing structure are competitively priced and responsive to questions, I will certainly use them again.”

Ian

IOSH

“The team at Trafalgar were most helpful in reinstating my policy after I had overlooked the various reminders and it had lapsed. Communication was speedy and efficient.”

Julie

CIOL

“I have found Trafalgar Insurance to be an excellent company to deal with. The quote for professional insurance was competitive, the service when I had a query was swift and cheerful. All that you could want really. No complaints from me, just compliments. Well done”

Simon

IOSH

“Trafalgar offer great-value policies, genuinely take the time to listen, and are excellent at resolving issues when they arise.”

Ian

AAT

“Following an issue accessing Outlook on Microsoft 365, I was forced to create another email account which, amongst other things, required resetting my password to my new email address to access MyTrafalgar. When I encountered a problem doing this myself, the Trafalgar and TRM team were able to resolve the issue within 24 hours and could not have been more helpful in their response. Many thanks!”

Paul

IOSH

“Fantastic service and extremely efficient in helping me with my query.”

Cheers

AAT

Our Partners

Apply for Cover

title

Please select your title

First name

Please enter your first name

Last name

Please enter your last name

Email address

Please enter your email address

Confirm email address

Please confirm your email address by entering it again

Phone number

Please enter phone number

date of birth

Please enter your Date Of Birth

Address

Please enter the first line of your address

Please enter the second line of your address

Town/City

Please enter Town/City

County

Please enter your county

What date is the cover required from?

Please enter your Date Of Birth

Please advise if the below statement is true or not:
The proposer or anyone normally residing at the home address (who would be looking for cover against this policy) is not convicted of or charged with a criminal offence, other than a conviction spent under the Rehabilitation of Offenders Act 1974. Click here for information on the Rehabilitation of Offenders Act

Can you confirm the above statements are true about the proposer?

What Level Of Personal Cyber Cover Do You Require?

Please select your limit